Chronic needs could be the greatest threat
Growing old is unavoidable. Modern healthcare leads to longer lives but at possibly diminished abilities. Skilled nursing home care in today’s market can be as high as $10,000 to $14,000 per month.
The truth is, almost 70% of chronic care begins in the home with at- home care and can then progress to assisted living services. All told, over several years, chronic care needs can destroy a retirement income plan and drastically lower the standard of living for the surviving spouse.
While old-style Long Term Care Insurance plans were a useful way to protect clients’ nest eggs, insurance companies could never quite figure them out. The number of companies offering this protection dropped to a handful, and double digit premium increases have become the norm – making them unaffordable as income changes in retirement.
The good news is, there isa new style of Chronic Care protection. These new options have several benefits unseen before. The most important is, you don’t lose your premium if you never need Long Term care.
We will find out what's important to you, and help you determine whether chronic care protection makes sense for your situation.
We will search for the strongest solution to protect you and your spouses income and nest egg.
We will guide you through all of the steps of your plan. We'll make sure it is simple and easy to understand. Most importantly, we'll make sure it gives you the options you want for receiving care and the utmost protection to your Retirement Income Plan.
We work with a select group of Elder Law professional to provide an additional layer of protection and support. Your plan will be customized for your needs and desires.
Get Started
Contact
- 5700 Corporate Drive, Suite 485 Pittsburgh, PA 15237
-
412.838.9643
- [email protected]
Brochures
